Quickstart: personal finances

This walkthrough gets your personal finances set up in about 15 minutes.

1. Create your account

Sign up with your email and a password, or continue with Google/Apple. Verify your email when prompted. We'll ask you to enable two-factor authentication to keep your money safe.

2. Connect your money

Open Banking and link a bank account. Balances and recent transactions import automatically. Prefer not to link? Add a manual account instead and enter balances yourself.

3. Review your categories

Fullness auto-categorizes transactions. Visit Transactions and clear anything in Needs Review so your spending picture is accurate.

4. Set a budget

In Budgets, set monthly limits for the categories you care about (e.g. Groceries, Eating Out). Fullness tracks spend against each limit in real time.

5. Start saving

Create a Vault for a goal (emergency fund, holiday) and a savings Goal with a target and date. You're set — the Home dashboard now shows balances, budgets, goals and insights at a glance.